Guides

Plain-English explainers for the things our tools calculate — how the math works, what the numbers mean, and how to use them. Every guide is paired with a free tool so you can run your own numbers.

🏠

How Mortgage Amortization Works

Why early payments are mostly interest — with a real schedule.

Finance
📈

Compound Interest, Explained

How money grows on itself, with worked examples.

Finance
🛟

How Big Should Your Emergency Fund Be?

A practical way to size your safety net.

Finance
⚖️

BMI: What It Measures and Its Limits

What BMI tells you — and what it misses.

Health
🔥

TDEE: Calories You Burn in a Day

How daily calorie needs are estimated.

Health
🎨

How to Estimate Paint for a Room

Measure once, buy the right amount.

Home
🧱

How Much Concrete Do You Need?

Volume, bags and waste, made simple.

Home
🔐

MD5 vs SHA-256: Which to Use

Speed, security and the right job for each.

Dev

How to Verify a File's Checksum

Confirm a download on Windows, Mac & Linux.

Dev
🍳

Cooking Conversions: Cups, Grams & Ounces

Why a cup of flour isn't a cup of sugar.

Everyday
📏

Metric vs Imperial: A Quick Guide

The conversions worth memorizing.

Everyday
📅

How to Calculate Days Between Dates

Counting days, weeks and business days right.

Everyday
🏡

How Much House Can You Afford?

The 28/36 rule and what really fits your budget.

Finance
❄️

Debt Snowball vs Avalanche

Which payoff method clears debt faster.

Finance
🏦

APR vs APY: What's the Difference?

Why the same rate can mean two numbers.

Finance
🚗

How Car Loans Work

Term, APR and how to pay less interest.

Finance
🥗

How to Calculate Your Macros

Protein, carbs and fat from your calories.

Health
📊

Body Fat Percentage Explained

Healthy ranges and how it's measured.

Health
💧

How Much Water Should You Drink?

Beyond the 8×8 rule — what the science says.

Health
🪵

How Much Flooring Do You Need?

Square footage, waste factor and boxes.

Home
🌱

Mulch, Soil & Gravel: Estimating Volume

Cubic yards, depths and how many bags.

Home
🎫

How JSON Web Tokens (JWT) Work

Header, payload, signature — and the gotchas.

Dev
🔡

Base64 Encoding, Explained

What it is, how it works, and what it isn't.

Dev

How to Calculate Percentages

The three formulas and quick mental math.

Everyday
🔬

Scientific Notation, Explained

Writing huge and tiny numbers as m × 10ⁿ.

Math
📐

Standard Deviation, Explained

Measuring spread — with a worked example.

Math
🎲

Probability Basics

Calculating the odds, the right way.

Math
⚖️

Ratios and Proportions

Cross-multiply, scale and compare.

Math
🔍

Regex for Beginners

The pattern language, demystified.

Dev

Cron Jobs Explained

Read and write cron schedules confidently.

Dev
🆔

What Is a UUID?

128-bit unique IDs and when to use them.

Dev
🔒

How Passwords Should Be Stored

Hashing, salting and slow KDFs.

Dev
🌡️

What Size Heater or AC? (BTU)

Size cooling and heating to the room.

Home
🏚️

Roof Pitch Explained

Rise over run, angle and roof area.

Home
🎓

How GPA Works

Credit-weighted grade point average.

Everyday
🌍

Time Zones & Scheduling

Plan across zones without the headaches.

Everyday